There is a mistake in the book that I caught just a bit too late to fix it. In Chapter 5, “What Employers Have to Do,” there is a discussion of “free choice vouchers” (page 64). Starting in 2014, if your employer’s health coverage would cost more than 8 percent of your annual income, you will be able to use your employer’s money to get cheaper coverage through one of the new health insurance exchanges. (There is also some discussion of this rule in Chapter 6, “The New Health Insurance Exchanges.”)

The book says you can do that if your workplace coverage would cost more than 8 percent, but less than 9.5 percent, of your annual income. The upper limit is actually 9.8 percent. If we do a second edition of the book at some point, we’ll fix that part.